Licensed insurance advisors in Jaipur · 35+ years
We're a Jaipur family of licensed insurance advisors with 35+years of combined experience. We check the policies you already have, explain your options in plain words, and help you when it's time to claim.
Plans from India's leading insurers
Start where you are
Pick the one that sounds like you. Each path gives you a useful answer first, and an advisor only if you want one.
The numbers, explained
No jargon, no scare tactics. Just the arithmetic, so you can see exactly where the money goes.
Many policies apply this cut to doctor, ICU and test charges too. A plan without a room-rent cap avoids it.
A rule of thumb, not a quote. The term cover calculator works this out for your own numbers.
Illustration at an assumed return. Mutual fund returns are not guaranteed and are subject to market risks.
Your free consultation
Not a brochure or a sales pitch. A real review of your situation by people who have spent decades inside insurance policies.
Mistakes we fix every week
None of these show up until you claim. Most can be fixed without paying much more.
Group policies stop when you switch or lose a job, often at an age when new cover costs more.
Pick a room above the cap and the insurer can reduce every bill in proportion, not just the room.
One big claim for a parent can use up the cover meant for your spouse and children.
The right cover depends on income, loans and dependants. For many families, ₹1 crore isn't enough.
Even small conditions left off the proposal form are a common reason for claims being refused years later.
Premiums rise every year. Porting or restructuring can give the same cover for less.
Protection + wealth
One hospital bill can force you to break years of savings. We help you put health and life cover in place first, then grow your money steadily through mutual fund SIPs.
Try the SIP calculatorMutual fund distribution through an AMFI-registered mutual fund distributor. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
How it works
Use a free check, the form, a call or WhatsApp.
We read your policies and find the gaps.
Plans compared side by side, in plain words.
Renewal reviews and claim help, year after year.
Claim help
Many rejected and short-paid claims can be challenged when you know which clause was applied and how to reply.
35+
Years of combined experience
3
Licensed family advisors
8
Kinds of insurance we advise on
1
Team with you from first call to claim
Need new cover?
For families and businesses in Jaipur and across India: health, life, motor, travel, home, group and commercial.
Cashless care at 10,000+ hospitals for you and your family.
Get adviceHigh cover at low premiums to protect your family's future.
Get adviceZero-dep, roadside help and quick claim settlement.
Get adviceRenew in minutes. Stay legal, stay covered.
Get adviceMedical, baggage and trip cover anywhere in the world.
Get adviceProtect your home and belongings from fire, theft and floods.
Get adviceIncome protection against accidental injury or disability.
Get adviceGroup health, fire, liability, marine and more for your company.
Get adviceClient stories
Sample stories for the demo, to be replaced with real client reviews.
“My father's surgery claim was stuck over a room-rent query. The PolicyBench advisor told us exactly which documents and clarifications to send, and it was cleared in two days.”
“They compared six term plans for me and explained why the cheapest one wasn't right for my income. No pressure, just clear advice. I chose ₹1.5 Cr cover after one call.”
“Our employer cover felt like enough until they showed us what a big hospital bill looks like. A super top-up added ₹50 lakh of cover for less than a weekend trip.”
“Before renewal they compared my policy with three other options. Kept my NCB, saved money on renewal. Simple.”
“We had three different agents for three policies. PolicyBench reviewed everything, found under-insured stock values and now reviews our renewals every year.”
“Finding a policy for my 68-year-old mother with diabetes felt impossible. They found two insurers that would cover her and explained every waiting period honestly.”
FAQs
Can't find your answer? Call or WhatsApp us.
PolicyBench is a family team of insurance advisors in Jaipur with 35+ years of combined experience. Every advisor is a licensed insurance agent.
No. The consultation and policy review are free. When you buy a policy through us, the insurer pays us a commission set under IRDAI rules, and you don't pay us anything extra.
We explain and compare plans across India's leading health, life and general insurers. Where we can, we take care of the application for you; otherwise we explain your options honestly and you buy directly from the insurer.
Yes, and this is where most families save money or avoid a nasty surprise. Tell us what kind of policy it is and upload it, and we'll tell you in plain words what is covered, what isn't, and what to fix.
Yes. Send us the rejection letter and policy copy. We'll explain why it was rejected, whether it can be challenged, and how to escalate to the insurer, Bima Bharosa or the Insurance Ombudsman.
Yes. Our mutual fund desk is run by an AMFI-registered mutual fund distributor. We can help you set up SIPs and choose schemes that match your goals. Mutual fund investments are subject to market risks.
Usually the same working day. If you write to us after hours or on a Sunday, we'll call you the next working morning.
Your details are used only to help with your enquiry. We never sell your data, and we follow India's Digital Personal Data Protection Act, 2023.
Free, honest advice from a licensed Jaipur family with 35+ years of experience.
